我个人买房商业贷款19万打算10年还，请问按等额本金还；还是按等额本息还，每月还多少？

期号 按揭余额 应付本金 应付利息 本息合计
1 190000.00 1118.21 1053.79 2172.00
2 188881.79 1124.41 1047.59 2172.00
3 187757.38 1130.65 1041.35 2172.00
4 186626.73 1136.92 1035.08 2172.00
5 185489.81 1143.23 1028.77 2172.00
6 184346.58 1149.57 1022.43 2172.00
7 183197.01 1155.94 1016.06 2172.00
8 182041.07 1162.35 1009.65 2172.00
9 180878.72 1168.80 1003.20 2172.00
10 179709.92 1175.28 996.72 2172.00
11 178534.64 1181.80 990.20 2172.00
12 177352.84 1188.36 983.64 2172.00
13 176164.48 1194.95 977.05 2172.00
14 174969.53 1201.58 970.42 2172.00
15 173767.95 1208.24 963.76 2172.00
16 172559.71 1214.94 957.06 2172.00
17 171344.77 1221.68 950.32 2172.00
18 170123.09 1228.45 943.55 2172.00
19 168894.64 1235.27 936.73 2172.00
20 167659.37 1242.12 929.88 2172.00
21 166417.25 1249.01