请高手们翻译个关于保险摘要

来源：百度知道 编辑：UC知道 时间：2024/05/08 05:33:44
我国现行保险法对保险受益人及其受益权的规定，存在种种不合理之处，在保险务实中导致了许多不应有的纠纷，阻碍了我国保险事业的健康发展，并在一定程度上制约了保险理念和精神的进一步发展与活跃，也由此引发了保险学界对保险受益权及受益人问题的争论。为了对保险受益权作一个全面透彻的分析，本文对保险受益权的主体——保险受益人的概念、分类和特征进行了清晰的厘定，以保险受益人为基点，对保险受益权的性质和内容，保险受益权行使与限制以及保险受益权的消灭原因做了深入的分析。保险受益人作为保险合同利益的最终受益者，其在保险理论研究和保险实践中的意义显而易见。但我国当前对保险受益人及其权利的理论研究和相关的立法不够完善并且有些滞后，与保险业发达的国家相比还存在很大的差距。本文基于中国立法的现状并在此基础上对保险受益人及其权利制度进行了研究与探讨，从不同角度对保险受益人及其权利进行深入理解。发掘我国保险法中有关受益人的法律规范存在的缺陷和需要完善之处，并对此阐述自己的意见和建议。
需要人工翻译，不要再线翻译的那种

Abstract:The current insurance law is not in concert with the reality in China,such as beneficiary and it's beneficial interest of insurance,which is found unreasonable in the rules and consequently give rise to some unnecessary problems and troubles for insurance industry.Actually,this state restricts the development of the advanced ideas of insurance in a certain extent.For the purpose of relieving the crisis,in my papers,I shed light on the notion,classification and character of beneficiary,the subject of beneficial interest of insurance,and try to make the nature,content,claim and restriction of the beneficial right of insurance clear as a result of domestic insufficient investigation and study regarding the rights of beneficiary of insurance.There is quite a gig gap between the Chinese insurance market and relatively mature international insurance market.Based on my analysis concerning current situation in China,I shall point out some limitations and insufficiency and propo