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我国是农业大国,又是受自然灾害最严重的国家之一,这就决定了我国的农业发展需要一个健康有效的农业保险为其提供风险分散和保障.本文通过对我国农业保险从无到有,曲折坎坷的发展历史和国际国内农业保险实践的经验分析,使我们坚定了财政补贴是发展农业保险的重要保障;就我国农业保险立法,财政补贴,税收优惠,再保险安排,巨灾风险基金和农业风险管理等方面,都提出了具体的政策性建议.
our country is a large agricultural country, and also one of the countries suffer from the most serious natural disaster, which make it necessary to have a healthy and effective agricultural insurance to disperse and guarantee the risk of our agriculture development.This essay starts the development of our country's agricultural insurance from scratch, it analyzes the tough and flexural experience of our agricultral insurance and the insurance practice inside and outside our country. It ensures us that the finacial allowance is an important security of the development of agricultral insurance, and it provides idiographic policy suggestions about the agricultral insurance legislation, financial allowance, favorable tax, reinsurance arrangement, great disaster insurance fund and agricultral risk