帮忙翻译下论文摘要~谢谢了

信用风险、市场风险、操作风险被认为是商业银行的三大风险，对前两者的研究在理论上、实务上都获得了成功。但是，学界、业界对操作风险的研究并没有给予足够的重视。随着全球金融全球化、金融创新和金融深化的发展，银行规模的不断膨胀、银行交易金额的迅速放大、银行经营复杂程度的急剧提高，使得银行的操作风险越来越受到关注。就我国而言，国有商业银行己经走过了20年的改革历程，现在正处于实质性和关键性的阶段。然而，在金融全球化，衍生金融工具迅猛发展的时代背景下，操作风险将更为复杂化、多样化。本文论述了我国商业银行内部操作风险问题探析。

谢绝机翻 谢谢了~

Credit risk, market risk, operational risk is considered to be the three major commercial banks to the risk of the first two studies, in theory, the practice has been successful. However, the academia, the industry's operational risk and research has not given enough weight. With the global financial globalization, financial innovation and the development of financial deepening, the size of the bank's continued expansion of banking transactions quickly to enlarge the amount of the banks operating complexity of the sharp increase in the risk of the operation of the bank makes more and more attention. For its part, the state-owned commercial banks has been gone through 20 years of the reform process, it is in a substantive and critical stage. However, financial globalization, the rapid development of derivatives of the background, operational risk would be more complicated and diversified. In this paper, China's commercial banks to operate in-house risk of the problem.