用英文翻译这个段落

来源：百度知道 编辑：UC知道 时间：2024/06/07 14:52:01
在国外商业银行个人理财的发展与创新的借鉴方面，着重介绍了国外商业银行个人理财业务发展状况，从二十世纪七十年代以来，西方国家商业银行在金融创新浪潮冲击下，个人理财业务获得快速发展，特别是外资银行利用混业经营政策以及地处国际金融中心的优势，发挥各种资金运用渠道创新不同的理财产品，通过对国外商业银行个人理财业务30多年的发展历程特征分析，总结了在品种多样化、理财方案个性化、服务手段科技化、服务专业化、服务范围全球化等明显优势，并结合金融创新浪潮的冲击下、从满足客户需求出发，进行产品设计的创新、从规避风险的角度出发，进行投资组合的创新等方面分析了国外商业银行业务的创新动因，最终得出外资商业银行创新的启示，包括在创建优质个人理财品牌、严格的筛选和培训个人理财队伍、客户管理和服务专业化、细分个人理财客户等方面对中资银行个人理财业务创新方面的启示。

Foreign commercial banks in the development of personal financial management and learn from innovative, focused on foreign commercial banks, development of Personal Financial Services, from the 1970s, the West Bank in the financial impact of the wave of innovation, access to Personal Financial Services Rapid development, especially in the use of foreign banks located in the mixed operation as well as the policies of international financial center, play a variety of funding channels for innovative use of different financial products through foreign commercial banks, Personal Financial Services for more than 30 years of analysis of the characteristics of the development process of summing up In the diversity of species, personalized money management programs, services and means of science and technology, specialized services, service