英语短文the advantage and disadvantage of ATM

http://homepages.uel.ac.uk/u0124452/MyPage/Advantages%20and%20Disadvantages%20of%20ATM.htm
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ATM can provide people long service,people can draw money at night.It is very concenient.MOst bank don't charge the account holder of using their own ATM,but if you have an account with another bank, it will charge you to use ATM.AT the mean time, we must zealously guard the user name and password.because maybe we forget it,or password may be stolen by other people.