理财翻译英文 人工

Clearly I realize that personal financial management seems mostly the rich's privilege in China. However, does the financing tool only mean that?

I clearly realize that personal financial management is rich's privilege in China. However, does this tool just sense that?

I clearly realize that personal finance seems to be a greater part of the privilege of the rich in China. But what does the money management tool mean?

我清楚的意识到在中国，个人理财似乎更大程度上是富人的特权。然而，理财工具的意义仅仅在于此吗 ？
I have the clear consciousness that personal money management to large extent the previlege of rich people. However, should the significance of money management instrument be confined just in this sense?

I am well aware of in China, personal financial management seems to be more a privilege of the rich. However, the financial management tools only in this sense it?

理财
英文：manage money matters； conduct financial transactions； financing
我清楚的意识到在中国，个人理财似乎更大程度上是富人的特权。然而，理财工具