急求一篇英语短文，很简单100个词左右就可以了

If you are a new graduate, congratulations! Everything you've worked for during your college career has come to fruition. If you thought college was fun, this next chapter has the potential to be way more fun. You can stop doing homework, at least for a little while, and actually relax at night and on weekends (and be able to pay for it!). I graduated college several years ago and, in looking back, wished I knew then what I know now about personal finances and money. I've distilled these ideas into the seven tips you see below. None of them are difficult to do, they're just difficult to remember. If you can do all of these tips you'll be ahead of the curve.
Set It and Forget It Retirement
When you start your new job, the last thing on your mind is what you'll be doing when you retire in forty years. However, what you do now will pay big dividends in forty years so be sure to take advantage of the retirement options you have.
Contribute to a 401(