UC知道跪求高手帮忙翻译一篇文章--越专业越好。。看看差距
来源：百度知道 编辑：UC知道 时间：2024/05/31 14:19:23
随着金融竞争的加剧和金融一体化的推进,银行,保险,证券相互渗透,融合,现在已经成为一种世界潮流.其中,银行与保险的合作因其整合了两个行业的资源而具有的明显优势,发展最为迅速.
银行保险自20世界70年代从欧洲产生以来,在世界范围内获得了巨大的成功,已经成为全球化的经济现象.我国的银行保险起步较晚,在二十世纪九十年代末才开始迅猛发展,随着金融市场的不断放开,国内金融业面临巨大的挑战,在当前的情况下研究银行保险具有重要的理论与现实意义.
本文介绍了银行保险的概念,起源及发展阶段及特点,并分别从内部推动因素和外部环境探讨了银行保险产生的动因,以及银行保险发展的理论基础;第对比分析了国际银行保险的发展模式及各国银行保险发展的实践;阐述了国内银行保险的发展概况,以太平洋保险公司为例,分析了该公司银行保险发展存在的主要问题,对太平洋保险公司银行保险发展提出了以下建议:积极寻求深层次的合作与发展模式;进一步将公司做强做大,树立良好企业信誉;加快银行保险产品创新研究,适时开发适销产品;加强营销渠道管理,提高银行保险双方工作人员素质;进一步完善银行保险一体化销售模式;建立和完善信息网络技术支持系统.
关键词:银行保险,太平洋保险公司,银行保险一体化销售模式
With the financial competition and the promotion of financial integration, banking, insurance, securities of mutual infiltration and integration, and now has become a world trend. One of the banking and insurance cooperation for its integration of the two industries have the resources obvious advantages, the most rapid development.
Bank Insurance from 20 World 70's have been from Europe, in the world was a great success, has become a globalized economy situation. China's banks and insurance started late, the late nineties of the twentieth century began the rapid development of With the financial markets continue to liberalize the domestic financial sector is facing enormous challenges, in the current study the case of banks and insurance have important theoretical and practical significance.
This paper introduces the concept of bancassurance, the origin and stages of development and characteristics, and separately from the internal factors and exter