帮忙翻译五句话，关于信用卡业务的

随着经济和社会的不断发展，近几年来我国信用卡业务从无到有发展迅猛。
在这样的市场环境下，如何保证信用卡业务的盈利能力，保证信用卡业务得到健康、科学、合理的发展成为各发卡机构的首要课题。
防范信用卡业务带来的各类风险损失是保证业务盈利能力的一个关键环节。
本论文正是针对信用卡业务中面临的各种风险进行分析，包括信用卡业务的特征分析与在中国的发展、信用卡业务风险的产生、信用卡业务的风险特点以及防范措施。
文章认为：信用卡业务是一门科学，不可以急功近利、盲目地采取大跃进式的发展模式，
应该尊重客观发展规律，以可持续发展的战略进行信用卡业务的发展和管理，只有这样才能够使信用卡成为一个便利的金融工具为广大消费者使用，成为银行零售业务中一个盈利持久的金融产品。
With the rapid development of the society and economy, the credit card business in China develops rapidly from scratch in recent years.
In such a market environment, the primary problem to all the card issuers is how to ensure the profitability of credit card and make it in healthy, scientific and reasonable development.
The key of guarantee the business profitability is to keep away from loss of the various type of risk which caused by credit card business.
This thesis is mainly analyze the various type of risk of the credit card business, including the analysis of the trait of credit card business and development