翻译英语“在花钱上，大部份中国人都比较谨慎.不会透支太多信用卡”

In money, most Chinese people are more cautious. Not too many credit card overdraft. If someone lend his money to me, I do also not use easily.

How to spend money?the mostly of chinese always pretty cautious,and we'll not overdraft our cradit card ...if there's somebody want to lend money to me ,i will choose to return his money just because such a thought..

Most of Chinese is careful in spending and will never overdraw too much.
I won't use money that someone borrows me.

不知道准不准，希望能够帮到你