“当老板好，还是给别人打工好”以这个主题写篇英语文章，要求句子简洁，易诵！

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Health costs: better prospects for employers than for employees

After double-digit yearly growth rates in employers' health benefit costs in the first half of the decade, the percentages dropped to single digits three years ago and have remained there. Preliminary survey findings released by Mercer, an HR consultancy, indicate that costs will rise in 2009 by 5.7 percent, the lowest rate of increase in more than 10 years.

A reason for the decline: Employers are taking steps to trim health costs. Mercer found that 59 percent of employers intend to increase deductibles, co-payments, co-insurance or employees' out-of-pocket spending limits. From 2003 to 2007, the median family deductible for in-network services in a preferred provider organization (PPO)-the type of plan offered by the most employers-rose to $1,500 from $1,000.

In fact, employers' projected 2009 health cost increases would be higher than 5.7