10万元按揭贷款，期限10 年，等额还款和等本金还款对比表

个人住房商业性贷款利率及万元还本息金额表 （万元）
年份 月数 月利率(‰) 年利率(%) 月还款额 利息合计
0.5 6 4.05 4.86 _
1 12 4.388 5.265 _ 526.5
2 24 4.523 5.427 440.628704 575.09
3 36 4.523 5.508 301.629868 858.68
4 48 4.59 5.508 232.601213 1164.86
5 60 4.59 5.751 191.048549 1462.91
6 72 4.793 5.751 164.55602 1848.03
7 84 4.793 5.751 144.894788 2171.16
8 96 4.793 5.751 130.205229 2499.7
9 108 4.793 5.751 118.829872 2833.63
10 120 4.793 5.751 109.774209 3172.91
11 132 4.793 5.751 102.405343 3517.51
12 144 4.793 5.751 96.301322 3867.39
13 156 4.793 5.751 91.170007 4222.52
14 168 4.793 5.751 86.802706 4582.85
15 180 4.793 5.751 83.046364 4948.35
16 192 4.793 5.751 79.786174 5318.95
17 204 4.793 5.751 76.934329 5694.6
18 216 4.793 5.751 74.422524 6075.27
19 228 4.793 5.751 72.196821 6460.88
20 240 4.793 5.751 70.21406 6851.37
21 252 4.793 5.751 68.439294 7246.7
22 264 4.793 5.751 66.84392 7646.79
23 27