A syndicated loan

来源:百度知道 编辑:UC知道 时间:2024/05/17 22:26:24
帮忙翻译一下啊,我是新来的,在这先谢过了
A syndicated loan is a loan arranged by a lead bank between a borrower,itself,and a group of other banks that are parties to the original credit agreement.These syndicate banks share credit information and credit risk.
A syndicated loan between a borrower and a single bank,but actually funded by several other banks.The negotiating or "lead" bank has often won the "mandate" from a number of competitors and has often underwritten a large portion of the credit and is responsible for organizing the syndication which includes inviting other banks to act as manager or co-manager in providing additional underwriting support to the credit before going to market for general syndication to "participants". The resulting credit is governed by a single loan agreement signed by the borrower and all of the banks invovled.
The syndication market has developed largely because single lenders have found it increasingly difficult to m

集团贷款是由牵头银行安排贷款借款人之间,本身,以及一群其他银行有信贷一致性集团原先各方银行信用信息共享和信用风险.集团贷款和借款人之间的单一银行,但实际上基层银行资谈判或其他几个"领导"银行常常赢得"任务",从众多竞争者,常包销大部分的贷款和负责组织银团,其中包括邀请担任经理或其他银行共同承销经理提供额外的信贷支持,才去市场一般银"参与者".由此信贷均受单一借款人签订贷款协议以及所有银行invovled.市场的发展在很大程度上是因为银单放款愈来愈难以找到符合条件的大型企业clients.since银团贷款通常安排金额从10亿美元到1000万美元,加上一个单一银行未必能够或愿意将这种巨额贷款的限制,因为法律、曝光、组合考虑.另外,常导致银行信贷选择余地,让未来有机会同一借款资金.每个集团曾代理银行贷款从签约到管理的复杂repayment.based职务,代理银行通常都会收到来自borrower.this费收费分开前端或其他任何付费的代理人bank.duties的利息费用,包括发出通知,处理资金流动、保证借款条件符合贷款协定.银团贷款是为了资助重大development通常,一个项目一个临时收支失衡,主要资本投资计划,工程费用超出预算,因此,收购公司,短期与长期债务转换或合理化,公司的短期与长期债务转换,还是一种合理化其原定长期偿付能力.最成功的领导经理人(银行)或共同导致专业经理人在集团遂在外地演出一银四项基本职能,即准备资料备忘录、文件、功能及银团代理职能.资料备忘录,分发给潜在particapants,列出详细的分析借款,包括披露借款人的过去表现,预测、管理和经济分析借款人的国家.