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The time account

Say there is a bank that credits your account each morning with RMB6,400. Every evening, the bank deletes whatever remains of this sum that you have failed to use during the day.
What would you do if you had such an account?
Draw out every cent, every day, of course!
Well, each of us has such an account. Its name is TIME.
Every morning, time credits you with 86,400 seconds. Every night it writes off, as lost, whatever you have failed to put to use. It carries over no balance. It allows no overdraft.
Each day, time opens a new account for you. Each night, it burns whatever remains in the account. If you fail to use up all of the day’s deposits, you can’t keep them for tomorrow. Neither can you draw from what will be put in the next morning.
Time’s clock runs non-stop.
To realize the value of one year, ask a student who has failed a grade.
To realize the value of one month, ask a mother who has given b