帮忙翻译一下啊谢谢！！急！！

The concept of collective fund is quite simple which is a way of collective investment to gather drops of water to form an ocean, and making profits by operation and management by professional person or organization.

The mutual fund concept very is actually simple, is collects many change to add up to the great money, gives the specialist or the specialized organization operation management gains the profit one kind of gathering capital -like investment tool.