帮忙翻译一下！！．只有一小段．．．谢谢

The price formation of the insurance merchandise isn't the simple precise computation problem that a fee rate collate and stipulate, but an economic theories problem which announces to public an insurance merchandise essence and working talent.In supposing the information complete foundation, the insurance merchandise price can always with accuracy reflect market's supply for insurance merchandise, is the outside body that the insurance merchandise be worth now.But in fact, insurance market is typical model of information dissymmetry market, stay around an information to completely suppose the next research to lack realistic meaning.Therefore, this text according to information dissymmetry theories, 2 begin from the insurer and policy holder, analysis insurance commodity exchange process in inside living formation of trade the expenses, and these inside living to trade expenses' influence toward the price formation of the insurance merchandise.In addition, this text'