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来源:百度知道 编辑:UC知道 时间:2024/05/19 10:33:24
浅析我国农村金融服务体系的现状、问题和对策

【摘要】金融是现代经济的核心,农业是我国的基础产业,如果继续长期延续金融对农业产业的漠视,那么,金融的核心作用就难以完全体现,农业发展也会继续受到资金短缺的制约,无法发挥国民经济基础产业的作用。所以,完善农村金融体系、强化农村金融服务,切实解决金融对“三农”支持不足的问题,已迫在眉睫。党的十六届五中全会提出了建设社会主义新农村的重大命题,它从社会主义现代化建设的全局出发,进一步明确了解决“三农”问题是全党工作的重中之重,对于指导当前金融改革、发展和稳定工作具有极为重要的意义。在建设社会主义新农村的战略要求下,现行农村金融体系需要积极地进行变革和创新,从而尽快形成完善的新型农村金融体系,以此满足日益增长的农村金融需求。为此,本文深入分析我国农村金融服务体系的现状和问题,提出建立相对竞争性农村金融服务体系、加强国家政策性资金投入等措施。通过金融服务体系的构建促进“三农”在金融等问题的解决。
【关键词】.“三农”问题、农村服务金融体系、金融对策

Brief analysis our country rural finance service system presentsituation, question and countermeasure [ Abstract ] the finance is the modern economy core, theagriculture is our country foundation industry, if continues tocontinue the finance for a long time to agricultural industryignoring, then, the financial key role with difficulty completelymanifests, the agricultural development also can continue to receivethe fund short restriction, is unable to display the national economyfoundation industry the function. Therefore, the perfect rural financesystem, strengthens the rural finance service, practically solves thefinance the question which the support is insufficient to "threeagriculture", has been imminent. Party's 16 sessions of five CCPplenary conferences proposed the construction socialism newcountryside significant proposition, it embarks from the socialismmodernization overall situation, further has been clear about thesolution "three agriculture" the