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来源:百度知道 编辑:UC知道 时间:2024/05/18 21:20:00
国外车险业信息不对称研究的重点放在车险欺诈问题上,其中最具代表性的人物是Dionne,他为我们对保险欺诈的研究从定性转为定量提供了非常有价值的参考。国内对车险市场信息不对称的研究主要集中在危害和防范两大方面。我国汽车保险市场普遍存在的“逆向选择”和 “道德风险”问题,已经成为我国汽车保险市场进一步发展的障碍。

The point of foreign dissymmetry research of the car insurance industry information puts in the car to nearly cheat a problem up, among them, the most representative person be a Dionne, he for we to the research that the insurance cheat from settled sex to turn into fixed amount to provide terrific value a reference.Domestic to the car insurance market information dissymmetry of study main the concentration is endanger and guard against two generous sides.Widespread and existent"contrary choice" and"morals risk" problem of the insurance market of the our country car, have already become our country car insurance the market develops further of obstacle.

The focal point of studying in foreign information asymmetry of car insurance industry is put on the issue that the car insurance swindle, among them the most representative personage is Dionne, he has transferred from determining the nature to offering very valuable reference quantitatively the research that