这点是我积蓄下来的钱，请你收下，你有困难应该帮助你。翻译英语

Here is the money I've saved,please keep it.I should help you when you meet with difficulties.

Here is the money I saved,keep it please.Help you at your hard time is what I should do.

Please take the money I saved and you should be helped for your hard time.

Please take this sum of money I'v saved, for I should help you as you are short of money now.
所谓的“有困难”就是“资金不足”的意思。