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Insurance terms and conditions
for the Virgin Mobile service
Definitions

1. "We/Us/Our" shall mean Virgin Mobile Telecoms Ltd.

2. "You/Your" shall mean the private individual detailed on Our customer record form.

3. "Equipment" shall mean the Virgin Mobile phone and its battery and mains charger as detailed on Our customer record, purchased for use on the Virgin Mobile service.

4. "Unattended” shall mean where You are not in a position to prevent the physical loss, theft of or damage to the Equipment, including whilst You are asleep.

5. Payment of the Premium means when the cheque or credit card payment has cleared from your bank account.

UK Underwriting Ltd on behalf of Norwich Union Insurance Limited (the ’Insurer’), will in return for you paying the premium pay the cost of repair or replacement of the Equipment which has sustained physical loss or damage during the 12 mo