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1.Summary:Because the interest rate market turn of progress, the our country commercial bank will face tremendous interest rate risk a test.This text is on the analytical foundation of the risk manifestation of the commercial bank interest rate, discussion and analysis at under the realistic state of the nation of practical viable interest rate risk management counterplan.The risk management is one of the core of commercial bank management.Along with reform and financial creative propulsion of the our country financial industry, the stateowned commercial bank is subjected to a very great test in the market environment much change in complications.Among them, the interest rate risk is the important aspect that can't neglect in the stateowned commercial bank risk management.The risk analyzed our country interest rate a market to turn to contain in the process, look for a control method, is the realistic problem which puts in the our country stateowned commercial bank in front.