UC知道真的没办法了，急需翻译一下句子，谢谢
来源：百度知道 编辑：UC知道 时间：2024/05/26 16:08:26
复旦大学经济学院国际金融系孙立坚副教授分析，人民币升值之初金融业受到的影响不会很大，主要来自两方面：一是银行核心资本缩水，二是外贸企业坏账可能 增加。像中行和建行这两家银行的核心资本中包括450亿美元的外汇储备，人民币升值对其打击会比较大。如果人民币很快升值，这两家银行的稳健性指标就会降 低。现在这两家银行正在积极寻找海外战略投资者，人民币升值将直接影响它们向海外投资者的要价，进而影响上市进度和银行业的整体改革。当然除了建行和中行 以外，其他银行核心资产中外汇资产的比重并不是很大，因此这个问题对整个中国银行业来说并不十分明显。
Leaving aside the real estate and factors aside, if the appreciation of the renminbi, a number of other factors will affect the banking sector.
Fudan University's Economics Institute of International Finance, an associate professor of Li-Jian Sun, the appreciation of the renminbi beginning of the financial industry will not be affected greatly, mainly from two aspects: First, the core bank capital has shrunk, and the second is the amount of bad loans may increase foreign trade enterprises. Bank of China and China Construction Bank, as the two banks as core capital, including 45 billion US dollars in foreign exchange reserves, the appreciation of the renminbi against their will be relatively large. If the RMB revaluation soon, the two indicators of the soundness of the banks will be reduced. Now the two banks are actively looking for foreign strategic investors, a RMB revaluation would directly affect their overseas investors to the price, thereby affecting the progre