帮忙翻译一段话,谢谢!谢绝机器翻译!

来源:百度知道 编辑:UC知道 时间:2024/06/20 06:03:50
随着国内住房需求的快速增长,居民个人住房贷款发展迅速,个人公积金贷款业务呈现出巨大的发展空间。但是,住房公积金贷款业务中存在着很多的风险,如制度风险、违约风险、流动性风险、道德风险等等。为了提高商业银行在住房公积金贷款的经营效益、加快居民住房建设、增强社会保障力度,对公积金贷款风险管理的研究是十分必要的工作。本文先对国内商业银行住房公积金贷款及其现状进行初步了解,然后分析了公积金贷款的风险产生,并在此基础上提出了相应的措施和建议。

Along with the domestic housing demand's swift growth, the resident individual mortgage development is rapid, individual common reserve fund loan business presents the huge development opportunities. But, in the housing common reserve fund loan businesses has many risks, like system risk, violation risk, fluid risk, moral hazard and so on. In order to enhance the Commercial bank in the housing common reserve fund loan effectiveness of operation, to speed up the residential building construction, enhancement social security dynamics, to the common reserve fund credit risk management's research is the very essential work. This article first carries on to the internal commerce bank housing common reserve fund loan and the present situation understood initially that then has analyzed the common reserve fund loan risk production, based on this and proposed the corresponding measure and the suggestion.

With the fact that the fleetness that the housing needs in the homeland i