谁那有买房公积金贷款和商业贷款的最新利率表啊!我想算算哪个更划算

我有，是个表，贴过来就乱了
公积金 商业
年利率％ 等额本息月还 等额本金首月 年利率％ 等额本息 等额本金首月
1 4.77 - - ‖7.29 - -
2 4.77 437.6846 456.4167 7.47 449.8595 478.9167
3 4.77 298.6774 317.5278 7.47 310.9244 340.0278
4 4.77 229.2525 248.0833 7.65 242.4897 272.0833
5 4.77 187.6604 206.4167 7.65 201.0930 230.4167
6 5.22 162.0718 182.3889 7.83 174.5035 204.1389
7 5.22 142.3751 162.5476 7.83 155.0165 184.2976
8 5.22 127.6492 147.6667 7.83 140.5043 169.4167
9 5.22 116.2370 136.0926 7.83 129.3077 157.8426
10 5.22 107.1441 126.8333 7.83 120.4312 148.5833
11 5.22 99.7379 119.2576 7.83 113.2412 141.0076
12 5.22 93.5965 112.9444 7.83 107.3153 134.6944
13 5.22 88.4279 107.6026 7.83 102.3609 129.3526
14 5.22 84.0235 103.0238 7.83 98.1691 124.7738
15 5.22 80.2301 99.0556 7.83 94.5864 120.8056
16 5.22 76.9332 95.5833 7.83 91.4979 117.3333
17 5.22 74.0448 92.5196 7.83 88.8155 114.2696
18 5.22 71.4968 89.7963 7.83 86.4709