UC知道一个保险英语案例
来源：百度知道 编辑：UC知道 时间：2024/05/31 00:11:43
题目如下
Mrs. Thomas decided to buy insurance for her household contents, including several items of jewellery under an “All Risk” section from Patrick Insurance Company. She completed a proposal form. From this document, the insurer assumed this to be a “standard risk” with no adverse features. They issued a policy in their normal terms for this type of insurance and at their normal premium.
The insurance was renewed over the next few years and then Mr. Thomas submitted a claim in respect of several items of jewellery which had been stolen. On investigating the claim, the insurer discovered that Mrs. Thomas's husband had been to jail for crimes involving dishonesty, the crimes involved receiving stolen goods-cigarettes and spirits. According to this information, the insurer decided to refuse the claim. Discuss the following questions:
• Why did the insurance company refuse the insured's claim?
• Do you think the insurer was j
Mrs. Thomas decided to buy insurance for her household contents, including several items of jewellery under an “All Risk” section from Patrick Insurance Company. She completed a proposal form. From this document, the insurer assumed this to be a “standard risk” with no adverse features. They issued a policy in their normal terms for this type of insurance and at their normal premium.
The insurance was renewed over the next few years and then Mr. Thomas submitted a claim in respect of several items of jewellery which had been stolen. On investigating the claim, the insurer discovered that Mrs. Thomas's husband had been to jail for crimes involving dishonesty, the crimes involved receiving stolen goods-cigarettes and spirits. According to this information, the insurer decided to refuse the claim. Discuss the following questions:
• Why did the insurance company refuse the insured's claim?
• Do you think the insurer was j
for indication only.
Q1:
Because the insurer disvovered that Mrs. Thomas's husband had been to jail for crimes involving dishonesty.
Q2:
I think the insurer's decision is not justified.If the insurer or other departments,for example,the police office can prove that Mrs. Thomas's hasband stole the jewellery,the insurer has right to refuse the claim. If not ,the insurer can't to refuse.