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Agriculture is is affect by natural condition, the ecosystem environment bigger industry, also is more the lower foundation industry of income.Face the dual check and supervision of the natural risk, the market risk, be the government support and protect one of a policy contentses of the agriculture, the agriculture insurance is extensive concern by the government and social public.The formation and developments of the agriculture insurance are an importance markings that the agriculture economy develops the level.But take a wide view the present condition of the our country agriculture insurance, the not difficult detection our country agriculture insurance faces the policy target and commercial target of the managements mutually self-contradict, lack to supply effectively, follow-up need shortage, and face the funds missing, the talented person is short of to wait the embarrassed problem.This text passes the study to these problems to thus put forward the homologous opinion and