高分悬赏！英语口语考试有经验者请进！（口语系列之二）

一般情况下,我只用借记卡(debit card),对信用卡(credit card)不大感兴趣.觉得你的问题引起了回忆，今天也不忙，就真写了长篇，你可以自己改编下。我考过很多口语考试，关键是要说的自然，自信。稿子打好了，说时还要多加几个口语常用的关联词让考官觉得你不是有备而去的。

I prefer to use a debit card and try to avoid using credit card.

Though some friends have encourage me to use credit card especially while I had limited salary after my graduation.They said I it could lead me to a more comfortable life without asking help from families.
After serious consideration, I made a decision--keep away from credit card.
Using debit card helps me a lot. The first advantage is the convenience,you do not need to take a lot of cash when go out for shopping and waste any time waiting for the change while paying.

Compared to credit card, it is also preferable as you do not need to worry about repaying.Credit card might cause you unneccessary loss if you could not manage to repay or forget to pay pack before the deadline.In fact, while people use credit card, they tend to spend more