拜托翻译一下英语,后天要交的。

来源:百度知道 编辑:UC知道 时间:2024/06/06 18:42:45
唉,不是俺懒惰,俺也奋战过,但是几页下来就把我勉强才过了六级的脑袋给绕晕了,未免被老师要求重做,不得不求助各位大侠帮忙。
Loss-spreading or-shifting, in contrast, serves only a distributional end. Spreading does not change the risk level; it merely distributes existing risks across a set of the population different from the set that suffered the risks in the first instance, and is chiefly defended by the assumption of a declining marginal utility of wealth. 4 The operation of the law of large numbers on statistically independent risks, in contrast, increases the ability to predict the risk level (which is what is meant by canceling out risk terms), and thus reduces the effective risk level.
The law of large numbers will not apply, however, if the risks faced by members of the pool are not statistically independent to some degree. Aggregating such risks would be unproductive, because the reserves which an insurer would have to maintain would equal or, perhaps, exceed the reserves which individuals would have to maintain if uninsured. Th

亏损传播或移相反,只会一分配结束。散布不改变危险程度,它只是在分配的人口从集遭受了一审不同的风险存在风险,主要是由下降财富的边际效用假设辩护。
4月统计独立的风险运作大数法则相反,提高预测能力的风险程度(这是什么抵消风险方面的意思),从而降低了有效的风险水平。
大量的法律不适用的,但是,如果由池成员所面临的风险不统计在一定程度上的独立。聚集这些风险将是无益的,因为储备保险公司必须等于或维持,也许超过了储备,个人必须保持,如果没有保险。
这个问题特别严重的灾难中,这是为什么一些社会性的灾难,如核战争,本质上是无法保险。如果风险是高度相关的,它们不能有效地减少这些中间传播的风险问题他们。