business banking 和 commercial banking 有什么区别

来源:百度知道 编辑:UC知道 时间:2024/06/01 16:31:14
银行的业务中,有所谓的business banking 和 commercial banking,这两者 有什么区别呢?
麻烦大家了
英国的natweast 银行,把它的业务分成四类,这就是其中的两类业务

1.business banking 和 commercial banking 是没有区别的,都是指商业银行,可能是不同的银行选择的用词不同。
举例:
HSBC Hong Kong Commercial Banking is a business bank that provides corporate banking services for SMEs and corporations.
在上文中可以发现, Commercial banking is also known as business banking. 两者并没有区别。

2.A commercial bank is a type of financial intermediary and a type of bank. Commercial banking is also known as business banking.
It is a bank that provides checking accounts, savings accounts, and money market accounts and that accepts time deposits.[1] After the Great Depression, the U.S. Congress required that banks engage only in banking activities, whereas investment banks were limited to capital market activities. As the two no longer have to be under separate ownership under U.S. law, some use the term "commercial bank" to refer to a bank or a division of a bank primarily dealing with deposits and loans from corporations or large businesses. In