run on a bank 有什么特定的翻译么？

来源：百度知道编辑：UC知道时间：2024/05/14 11:15:52

俗称的:银行挤兑

A run on a bank occurs when a large number of depositors, fearing that their bank will be unable to repay their deposits in full and on time, try to withdraw their funds immediately. This creates a problem because banks keep only a small fraction of deposits on hand in cash; they lend out the majority of deposits to borrowers or use the funds to purchase other interest-bearing assets like government securities. When a run comes, a bank must quickly increase its liquidity to meet depositors' demands. It does so primarily by selling assets, frequently at fire-sale prices. Losses on these sales can make the bank insolvent.

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