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来源：百度知道 编辑：UC知道 时间：2024/05/30 01:10:56
The banking regulators were concerned with the safety and soundness of complex financial
institutions. They feared that investment losses from merchant banking could endanger an
insured institution in a financial holding company. The regulations adopted by the Fed and the
Secretary of the Treasury require FHCs engaging in merchant banking investments to adopt
appropriate risk management policies. 12 C.F.R. § 225.175. As an interim measure, the rules
also placed restrictions on the amounts of merchant banking activity that could be conducted by
a financial holding company. Fed approval was required for any such investments in excess of
thirty percent of tier 1 capital of the financial holding company or, after excluding interests in
private equity funds, 20 percent of tier 1 capital. 12 C.F.R. § 225.174. These restrictions may be
dropped once capital rules are in place for such activities.
The adoption of capital rules, however, has been
institutions. They feared that investment losses from merchant banking could endanger an
insured institution in a financial holding company. The regulations adopted by the Fed and the
Secretary of the Treasury require FHCs engaging in merchant banking investments to adopt
appropriate risk management policies. 12 C.F.R. § 225.175. As an interim measure, the rules
also placed restrictions on the amounts of merchant banking activity that could be conducted by
a financial holding company. Fed approval was required for any such investments in excess of
thirty percent of tier 1 capital of the financial holding company or, after excluding interests in
private equity funds, 20 percent of tier 1 capital. 12 C.F.R. § 225.174. These restrictions may be
dropped once capital rules are in place for such activities.
The adoption of capital rules, however, has been
银行业监管机构关心复杂的安全和稳健的金融机构. 他们担心投资损失从商业银行可能危及保险机构在金融控股公司. 通过规饱财政部长要求从事商业银行投资H14 采取适当的风险管理政策. 12c.f.r. §225.175. 作为临时措施, 规则还限制商业银行业务活动的金额可进行金融控股 公司. 喂批准这种投资所需的任何超出30%的第一级资本金融 控股公司或私人利益扣除股票基金,以第一级资本的20%. 12c.f.r. §225.174. 这些限制可能会再下跌到位资金为这些活动的规则. 通过资本规则,但已经放慢了争议. 联准会的初步建议将征收资本要求每一元投入50美分. 这一提议被太多指责它被撤回. 修改规则基础上,将采取比例第一级资本及总股本投资. 66饲喂. 再生. 10212(2001年2月14日). 如果金融机构的资本投资商的15%,等于或少于该机构的第一级资本 那么投资是受到正常收取百分之八的资本. 如果投资额的15%至25%不等,以第一级资本 然后费资本投资将有12%以上的投资比例为15%层 1资本. 有一部分商人资本总额超过25%的投资机构的第一级资本 25%的资本支出将被应用.
不一定准，可以参考