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Foreign banks entered the domestic financial market with advantages of strong capital base, advanced technologies, operation experiences and global presence, which forced many local banks to develop online banking services. The development of online banking business should: enhance services for group clients, improve horizontal cooperation in the financial sector, upgrading business processing and service platforms; innovating traditional business, strengthening online business risk management and monitoring, and ensuring security of online banking business.

The foreign bank enters in the homeland financial market with experience and globalization advantage using whose fund strength , technology means , managing, this forces our country banking to develop cyberbank energetically. Our country develops cyberbank needing to pay attention to: The customer serves the sharpening association of enterprises , reinforce the finance job working together transversely, lifting business se