UC知道why？？老美看病前都要处理保险的事情
来源：百度知道 编辑：UC知道 时间：2024/05/06 04:14:59
No, while many of our patients are referred to a Cleveland Clinic specialist by their doctors, a referral is not required. However, before you schedule an appointment, you may want to check with your insurance company to determine your insurance plan's referral requirements. To make an appointment, simply call us at 216.444.3223 or toll free at 800.223.2273 ext 43223, and our operators will assist you.
Why? Because, you have required to pay for medical care in the United States.
Its very expensive for all medical services here. So, in order for the medical providers, hospitals, doctors, to give you medical care, they required you to show you can pay for this services.
Over 80% of Americans here choose to purchase medical insurance to pay for medical care. Most of the working employees and their family have medical insurance as part of their employment benefit packages.
There are two major different type of medical insurance here.
One is partial payment insurance, such as Blue Cross. They operate as financial insurance carrier and pay around 80% of approved medical claims you submitted.
Another is called "HMO" which operate clinics, hospitals and doctors in many cities across the US. You go to their clinics to see doctors and health cares. For example, Kaiser is one of the major HMO across the USA.
In all, medi