大家来帮我翻翻这段文字啊

来源:百度知道 编辑:UC知道 时间:2024/06/04 11:12:15
据美国单方面公布的信息,外国企业和外资银行可以介入诸如汽车之类的消费信用领域。这里说明外国银行将以某些国外已经成熟的而在中国尚未普遍推开的金融手段介入同国内银行的竞争。中国的差距恰恰在于我们在建国后的几十年计划经济体制下,取消商业信用和消费信用,禁止赊销和预付,禁止商业票据,实行一切信用集中于银行的原则,即使在改革开放后恢复了商业信用和商业票据,但仍然存在着商业信用不完全、商业票据和票据市场不完全(只有银行承兑汇票,没有开放商业本票,实际是由银行信用承担了本应由企业本票承担的信用风险),消费信用没有推开(没有厂商赊销和分期付款的消费信用,却贸然推行消费品信贷),中国加入WTO,外国企业和外资银行来同我们竞争,将会很容易地利用我国信用方面的这块空白,来做大消费信用、消费金融和消费信贷的文章。

不知

The information which according to US unilaterally announces, theforeign enterprise and the foreign capital bank may involve such asthe automobile and so on consumer credit domain. Here explained theforeign silver by certain overseas already was about to mature but thefinancial method involvement which not yet generally shoved open inChina with the domestic bank competition. China's disparity exactlylies in after us under the founding of the nation several dozens yearsplanned economy system, cancels the commercial credit and the consumercredit, the prohibition sells on credit and pays in advance, theprohibition commercial bill, implements all credit to concentrate tothe bank principle, even if restored the commercial credit and thecommercial bill after the reform and open policy, but still has thecommercial credit incompletely, the commercial bill and the billmarket incompletely (only has bank acceptance, has not openedcommercial this ticket, actually was undertakes by