有谁帮我翻译一下英文摘要,特别着急,一两天就要交,谢谢了

来源:百度知道 编辑:UC知道 时间:2024/05/24 03:08:35
2006年初以来,商业银行贷款增长很快,到8月末,全部金融机构的本外币贷款比去年末增加2.33万亿元,比去年同期多增1.22万亿元,创近年来新高。造成贷款增长的原因是多方面的,其中最主要的原因是经济增长的客观需求和商业银行以利润为中心的考核机制的驱动。当前形势下,一方面监管部门应加强对商业银行资本充足率的监管,促进商业银行建立自我约束机制;另一方面,商业银行也要特别注意加强对流动性风险的管理,完善内部考核机制,拓展服务性收费业务。
关键字:贷款增长,外币,客观需求,考核机制,驱动,约束机制

Since early 2006, commercial bank loans grew rapidly that by the end of August. All financial institutions in foreign currency loans over the last month increased 2.33 trillion yuan. over the same period last year by 1.22 trillion yuan, a new high level in recent years. Loan growth caused by many reasons. The most important reason is the objective of economic growth and demand for the commercial banks to profit center for the evaluation mechanism driven. The current situation, departments should strengthen supervision of commercial banks, the capital adequacy ratio control for commercial banks to establish mechanisms for self-restraint; the other hand, Commercial banks should also pay special attention to strengthen the liquidity risk management, improve the internal evaluation mechanism expand operations and service charges. Keywords : loan growth, foreign currency, the objective needs assessment mechanism, drivers, and restraint mechanism