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Along with our country economy development and the state-ownedenterprise's reform, mid- and small-scale enterprise the functionwhich in the our country state economy, the region economy and, in theregion economy and the rural economy displayed already achieved couldnot be substituted status. But on at present mid- and small-scaleenterprise the development situation looked still was is beset withdifficulties, finances the question to bear the brunt in particular.This article first at present mid- and small-scale enterprise ourcountry the financing present situation manifests its difficultposition through the understanding, then through thoroughly among themunderstood its financing the way and the structure extrapolate in theorigin. Then finances the difficult reason take this as theinstruction research question in and the analysis mainly to exist tothe enterprise itself mortgage property few, the government structurenot standard, the social credit somewhat low and the management