UC知道请金融英语高手帮忙 论文摘要翻译
来源：百度知道 编辑：UC知道 时间：2024/05/09 19:01:02
摘 要：
2006年度孟加拉国银行家穆罕默德•尤纳斯及其创立的格拉明乡村银行(GRAMEEN BANK)被授予诺贝尔和平奖，以表彰该行及其创始人努力为穷人创造经济和社会发展机会。其运作模式也向中国的“和谐社会”建设提供了鲜活的教案。和谐社会的构建需要把资源配置倾斜于社会底层，但是这样一个倾斜的过程却需要富有技巧和创意的经济行为。尤纳斯及其乡村银行以社会目标取代了单纯的盈利目标，结果却收到了社会与经济利益的双赢。如今他倡导的小额信贷活动已经遍布世界各地，包括发达国家在内上亿人口正从中受益。通过福特基金会的介绍，1994年由中国社会科学院农村发展所杜晓山教授等引入，并以“扶贫社”的形式在河北易县、河南南召等地试验，取得了成功。1997年后，云南、陕西等省区也较大规模试行小额信贷。2001年6月，我的家乡婺源县被中国人民银行及人行武汉分行、南昌中支相继列为金融工作联系点，开始试点农户小额信用贷款，并创新了小额信贷的“婺源模式”，向全国推广。
关键字：小额信贷 农村信用合作社 GB模式 婺源模式
Microcredit in China's research and analysis practice
Abstract:
2006 Bangladesh bankers Muhammad China and the creation of the Grameen Bank villages (GRAMEEN BANK) was awarded the Nobel peace prize in recognition of the bank and its founder efforts for the poor to create economic and social development opportunities. Its mode of operation is to China's "harmonious society" and provide a fresh lesson plans. Construction of a harmonious society need to tilt the allocation of resources in the community bottom, but such a process is needed tilt rich skills and creative economic behavior. China and its social objectives of rural banks to replace the pure profit targets, but it has received the social and economic interests of the win-win. Now, he advocated microcredit activities have been all over the world, including developed countries, are to benefit from hundreds of millions of people. Through the Ford Foundation, 1994 by the Chinese Academy of Social Sc