UC知道请帮忙翻译 这一段话! 非常感谢!
来源：百度知道 编辑：UC知道 时间：2024/06/02 16:17:10
2, 银行发放贷款程序简单。美国信贷体系极为发达，贷款手续非常简单。每个人都有一个社会安全号，这个号码记录着每一个人的信用。美国人一般通过车行向银行提出申请，银行根据买车人的信贷记录发放贷款。于是，美国人买车买房很少一次付清，大多都是贷款买车。比如一辆08款奔驰越野车Ml-350的价格，大概是41，000美金。如果5年按揭的话，每个月只用付800美金，这样的月供基本上不算离谱，所以要是开奔驰的美国人并不都是富人，只要这个人的月收入在3000美金以上，买一款奔驰就不是一个太大的问题。
3, 相对收入而言美国车的价格非常低。税前月收入在3000美金左右的工薪阶层还是比价普遍。而一辆新款价值12，000美金的雅阁思域，只相当于一个这种收入的人的四个月工资。
1, the Americans keen loans, they think, "Life's too short to Jinhuan" to advance the well enjoy good car, no loans of no loans! Of course, that the welfare system and the United States also have relations. Americans health insurance and social security tax is mandatory, so do not worry too much about medical expenses. Add all public education is free. Therefore, the American people are not too strong sense of crisis.
2, the banks grant loans simple procedure. United States credit system is developed, loans are very simple. Everyone has a social security number, the number of records in each individual credit. Americans generally by the cab company to the bank for the bank to buy a car loan payment of credit records. Thus, the Americans paid a little car purchases, mostly car loans. For example, a Mercedes-Benz SUV, 08 Ml-350 price is probably 41,000 dollars. If the five-year mortgage, the monthly pay only 800 dollars, this is not outrageous, for basically,