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来源：百度知道 编辑：UC知道 时间：2024/05/04 15:48:19
经过几十年的改革探索， 我国已经形成了比较清晰的养老保险体系框架 。但是，面临着人口老龄化“空账”问题,我国的养老保险体系的脆弱性日益突显, 文章就商业人寿保险的作用 ,商业人寿保险发展现状及存在问题进行了探讨与研究。
After several decades of reform and exploration, China has formed a clearer framework for the pension insurance system. However, faced with the ageing of the population "empty account", China's endowment insurance system highlighted the vulnerability of the growing, the article on the role of commercial life insurance, life insurance commercial development of the status quo and problems were discussed and research.