请问房屋贷款中的comparison rate中文意思是?

The comparison rate helps you compare one loan with another so you know how much you will pay over the life of the loan.
While the interest rate is a major component, it’s not only the cost. There are other fees and charges that affect the true cost of the loan. The comparison rate calculates fees associated with setting up the loan, such as establishment and service fees. It doesn't include government charges or early pay out fees.
Fees and charges are not the only factors to consider when deciding on the best loan for you. The features that each loan offers are equally important when making your decision.