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随着我国经济的高速发展，创业企业已发展成为国民经济的重要组成部分，特别是在解决就业和拉动经济增长方面具有不可低估的作用，在国家经济和社会生活方面都占有举足轻重的地位。相应地，创业企业融资问题也日益凸出，融资难已经成为阻碍创业企业健康发展的首要问题。
In light of the rapid development of our country’s economy, pioneering enterprises have become an integral part of the national economy; they play a very important role particularly in the solving of employment problems and the promotion of economic growth, and they are in a decisive position in terms of the national economy and social life. Correspondingly, the problem of financing for the pioneering enterprises is growing more serious by the days; in fact, it has become a primary stumbling block for the healthy development of these enterprises.

不解决融资难，创业企业资金不足，周转不灵，正常运作就会困难重重；不解决融资难，创业企业设备更新、技术创新均难以实现；不解决融资难，创业企业就难以“走出去”参与国际竞争，难以在全球市场上获得进一步的发展。
Without solving the financing problems, pioneering enterprises will be lack of capital, resulting in ineffective fund turnover and the normal operations will be in jeopardy; equipment renewal and