UC知道帮帮忙!!! 翻译一下外文文献!!! 十分感谢!!!
来源：百度知道 编辑：UC知道 时间：2024/06/05 10:09:57
1. The impact of FDI at the micro-level
(1) FDI in the banking sector
During the 1990s, the number of foreign financial institutions in developing countries banking systems has increased drastically. The sharp increase in FDI in developing countries banking systems is a result of the globalization of the financial services industry, together with the removal of barriers to entry.
The globalization of the financial services industry has caused the banking system to face competition from a variety of non-bank sources of credit and financial services. The banking sector in general has been forced to diversify across geographic and product lines in response to deregulation and the disintermediation processes. A greater openness to foreign trade and investment, combined with the need to establish more efficient and stable financial systems in developing countries, have been major catalysts for the removal of barriers to entry. Another reason is the desire of developing coun
(1) FDI in the banking sector
During the 1990s, the number of foreign financial institutions in developing countries banking systems has increased drastically. The sharp increase in FDI in developing countries banking systems is a result of the globalization of the financial services industry, together with the removal of barriers to entry.
The globalization of the financial services industry has caused the banking system to face competition from a variety of non-bank sources of credit and financial services. The banking sector in general has been forced to diversify across geographic and product lines in response to deregulation and the disintermediation processes. A greater openness to foreign trade and investment, combined with the need to establish more efficient and stable financial systems in developing countries, have been major catalysts for the removal of barriers to entry. Another reason is the desire of developing coun
1 。外国直接投资的影响在微观层面
（ 1 ）外国直接投资在银行界
在1990年代，一些外国金融机构在发展中国家的银行体系已大幅增加。大幅增加在发展中国家的外国直接投资的银行系统是一个结果，全球化的金融服务行业，再加上取消进入市场的障碍。
全球化的金融服务行业已引起银行体系，以面对竞争，从各种非银行的信贷来源和金融服务。银行界在一般已被迫分散各地的地理和产品线在回应放松管制和中介化进程。更大的开放对外国贸易和投资，再加上需要建立更有效率和更稳定的金融体系是在发展中国家，已主要催化剂的搬迁进入市场的障碍。另一个原因是欲望发展中国家建立一种体制结构在银行体系是更强大的，以面对未来的国内和外部冲击的能力。
允许外资银行进入是普遍看作是提高效率和金融体系的稳定是在发展中国家。首先，外资银行增加的质量和可用性的金融服务，直接为提供这类服务。引进的金融产品，可以提供更好的机会，为投资组合多样化。外资银行也被视为改善分配学分，因为它们有更精确的评价体系和定价的信贷风险。第二，进入的外资银行可以改善整体稳定国内银行系统提供了一个更稳定的信贷来源，并可以使银行体系更有力的面对冲击，在经济（如子公司可以借鉴的资金从他们的父母，当危机的发生） 。第三，进入良好的外资银行被看作是含蓄地让一个国家的进口强大的审慎监管为