哪位好心人帮忙翻译下关于中小企业融资的摘要

来源:百度知道 编辑:UC知道 时间:2024/05/21 17:57:21
中小企业在我国经济和社会发展中具有举足轻重的作用,是经济发展和社会稳定重要支柱,而在实际工作中,融资难已成为制约中小企业发展的主要障碍。如何有效解决中小企业融资难问题已关系到我国构建和谐社会的进度。 本文结合全球金融危机这一个大背景,从企业内部和外部来探讨中小企业融资难的现状,系统分析了中小企业融资难的主要原因。指出中小企业自身下规模小,资产少,融资渠道单一,信用文化的缺失、经济效益差、缺乏信用担保、国内金融业自身的整合与贷款紧缩、政府支持力度不够是我国当前中小企业融资的主要障碍。并且提出各种融资渠道,以便从根本上突破中小企业融资难的瓶颈矛盾。同时,从政府政策、金融机构和企业自身建设的角度提出政策建议。

That medium-sized and small enterprises has the effect carrying weight in our country economic and social development, is economic growth and important pillar of social stability, but in actual job, obstacle of financing difficult to become main part that restraint medium-sized and small enterprises develops already. How effective problem difficult to resolve the medium-sized and small enterprises financing is already related to our country structure rate of progress of harmonious society. The main body of a book this one union the whole world financial crisis big background, from current situation of enterprise difficult to come to discuss the medium-sized and small enterprises financing the inside and the outside, bad main systems analysis the medium-sized and small enterprises financing cause. Point out medium-sized and small enterprises scale is small under oneself , assets is few , financing channels is unitary, oneself integrating and loan reduce credit culture hiatus , econom