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来源：百度知道编辑：UC知道时间：2024/06/06 03:04:14

摘要：中小企业融资难是困扰中小企业发展的主要问题,金融危机的出现无疑又加重了这个难度，中小企业当前遇到的困难也是十年来最严重的一次，随着世界金融危机的蔓延，世界实体经济明显下滑，对我国国民经济造成了很大冲击，停产的中小企业数量也是明显加大，中小企业工人下岗的情况十分严重。与大企业相比，中小企业规模小、收益不稳定、诚信度低、抗风险能力差、缺乏合格抵押担保品等是融资难的主要原因，这已经引起有关部门的高度重视。而对于企业自身要做的就是分析企业环境选择合适的融资方式，尽快筹集到资金。
关键词：中小企业企业融资融资方式探索运用
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Abstract: The small and medium enterprises financing difficulties are the main issues for SME development, there is no doubt the financial crisis exacerbated by the difficulty of the difficulties encountered by SMEs in the current decade is the most serious, with the spread of the world financial crisis, the World apparent decline in the real economy of our country have had a great impact on the national economy, the production is also significantly increased the number of small and medium-sized, small and medium enterprises for laid-off workers is very serious. Compared with large enterprises, small and medium-sized small-scale, income instability, low integrity, poor ability to resist risks, lack of qualified collateral such as mortgage financing difficulties are the main reason that this has given rise to the relevant departments attach great importance. As for the enterprises to do is select a suitable business environment analysis o

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