还是翻译4～高手快来

来源：百度知道 编辑：UC知道 时间：2024/05/25 05:39:27
Modern consumers also demand access to more than one delivery channel. While a personal visit to the branch remains the predominant way of doing business, a significant percentage of U.S. households use non-branch channels as well (phone, electronic transfer, ATM); see Figure 1.1.Some interesting case studies amplify the point we are making on the significant transformation of the banking industry and the challenges facing its institutions. Marks and Spencer, the famous retailer in the United Kingdom, made a significant entry into financial services. By restricting in-store payment to cash, check, or the store’s own card, Marks and Spencer has recruited a large number of cardholders. Analyzing the spending patterns of its clients has enabled Marks and Spencer to target these individuals for loans, saving products, pensions, and mutual funds through the mail. The firm now explicitly recognizes that
selling financial products forms an increasingly

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可翻译为：现代消费者的需求也进入一个以上的传递通道。虽然个人访问该科仍然是主要经营方式，有很大比例的美国家庭使用非分行渠道以及（电话，电子转帐，自动取款机） ;见图1.1.Some有趣的个案研究扩大一点我们决策的重大转变，银行业所面临的挑战及其机构。马莎，著名零售商在英国，作出了重大的进入金融服务。通过限制在商店支付现金，支票，或在商店自己的信用卡马莎已经招募了大量的持卡人。分析消费模式的客户，使马莎和针对这些个人提供贷款，节能产品，养老金和共同基金通过邮件。该公司现已明确承认，
金融产品销售形式越来越大的一部分，其整体战略。