谁能帮忙翻译成汉语啊，不要软件翻译的？

Abstract ：This study investigates the impact of personal finance education delivered
in high school and college. Outcomes of interest were investment knowledge and
household savings rates measured years after the financial education was delivered.
A web-based survey with questions about participation in financial education,
financial experiences, income and inheritances, and demographic characteristics was
administered to 1,039 alumni from a large midwestern university. Participation in a
college level personal finance course was associated with higher levels of investment
knowledge. Experience with financial instruments appeared to explain more of the
variance in both investment knowledge and savings rates. No significant relationship
between taking a high school course and investment knowledge was found. Financial
experiences were found to be positively associated with savings rates.

Keywords ：College students •Financ

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