请英语高手帮下忙~汉译英，不是很难~（要求语法正确，用词准确)

The most suffering thing in our whole life is that our money haven't been used up after our death.Things that is more suffering than it is all the money are used up before our death.

the most painful thing in one's life is that he is alive with money flying away

it is the most painful thing for someone to lose all his money and he is still alive .

In my life,the most painful thing is that I couldn't run out of money before I died. But living without money is more painful.

The most painful thing in our lives：
Money hasn't been used up when we are dead.

The most most painful thing in our lives:
Money is gone while we are still alive.

the most miserable thing is that a person can not spend all of his money to enjoy his life
the most anguished thing is that a person has no enough money to use during his life