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Abstract : SMEs to accelerate economic development, improve the efficiency of economic growth, raising employment has played an important role. With the arrival of the information technology revolution and economic globalization and the new economy era of social productive forces, has undergone tremendous changes. Take the computer, communications and information industries as the main content of the high-tech industry has become a leading force in promoting economic development. This has spurred the rapid formation of a large number of small and medium-sized enterprises and high-tech development. The development of high-tech SMEs need strong financial backing. But practice shows that the narrow channels of financing for SMEs, our own lack of strength, poor credit loan risks. the lack of laws and regulations to protect its development and other factors, the most important bottleneck in the system so that the development of SMEs in China is the problem of financing. Therefore, the an