急!!哪位英语高手帮我翻译下这段摘要啊

来源:百度知道 编辑:UC知道 时间:2024/05/17 03:07:19
随着国家对“三农”问题的重视,农村金融应势得到发展,农村信用社成为农村金融的主力军,承担起农村信贷的大任。当前,急速扩大的农村信贷需求,使农村信用社暴露出了很多缺陷,如不良贷款过高,信用评价机制不科学,信贷手续繁琐,信贷工作人员素质低等等一些问题。正是这些因素导致农村信贷需求无法进一步满足,我们要针对自身存在问题,在借鉴外国成功运行经验的基础上分别从农民、农村信用社两个借贷主体着手,提高借贷的科学合理性、普遍性和效率性。同时,政府应该充分发挥其金融服务职能,引导监管农村信贷的实施,使农村信贷步入科学健康的发展道路。
关键词:农村信用社;农村信贷需求;不良贷款;金融风险;内部控制制度;法人治理结构;

With the state's "three rural" issue, rural finance should be potential development, rural credit cooperatives to become the main force in rural finance, rural credit assume great. At present, the rapid expansion of rural demand for credit, rural credit cooperatives exposed to a lot of shortcomings, such as high non-performing loans, credit evaluation mechanism unscientific, cumbersome procedures for credit, the credit quality of the staff low, and so on a number of issues. It is precisely these factors have led to further rural credit demand can not be met, we must address its own problems, learn from foreign countries in the successful operation on the basis of experience from farmers, rural credit cooperatives in the two main lending started to raise the scientific and reasonable borrowing, universality And efficiency. At the same time, the Government should give full play to its financial services functions, and guide the implementation of supervision of rural cred